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The City of Portland, Oregon

Portland Housing Bureau

Solving the unmet housing needs of the people of Portland.

Phone: 503-823-2375

fax: 503-823-2387

1900 SW 4th Avenue, Suite 7007, Portland, OR 97201

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Down Payment Assistance Loan

The Down Payment Assistance Loan (DPAL) is designed with favorable terms to help first-time homebuyers purchase a home in Portland’s Interstate Corridor and Lents Town Center Urban Renewal Areas. The Down Payment Assistance Loan is a second mortgage loan funded by the Portland Housing Bureau (PHB), and it is used in conjunction with a first mortgage loan from a participating lender.

PHB has partnered with Portland Community Reinvestment Initiatives (PCRI) and the Minority Homeownership Assistance Collaborative (MHAC) to identify and select eligible households for the program. To get started, contact one of our Down Payment Assistance Loan community partners.

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Information for Lenders

Lender Credit Packet List (PDF)